Inventory financing for car dealers
Secure liquidity, enable growth

Inventory financing—also known as stock financing—is a financing solution tailored specifically to dealers. Vehicles that have not yet been sold are pre-financed via a flexible credit line. This preserves your liquidity and allows you to expand your range in line with market conditions.

Typical characteristics of inventory financing:

• Financing of new and used vehicles
• Flexible credit line, tailored to your needs
• Interest rate only on the amount used
• Redemption upon sale or after expiration of term

In a dynamic market environment, car dealerships need room for maneuver—whether for the rapid purchase of vehicles, seasonal fluctuations, or to take advantage of favorable purchasing opportunities. Well-planned inventory financing offers:

• Preservation of liquidity: Capital remains available for other purposes (e.g., marketing, human resources, digitalization).
• Increase in sales: More choice for your customers means higher sales opportunities.
• Professional inventory management: Transparency regarding financing costs and inventory levels.
• Planning reliability through solid agreements and reliable partners.

Whether you are a retailer, multi-brand dealership, or growing car dealership, together we will develop a financing solution that fits your business model, saves your liquidity and empowering your growth!

• Conserve liquidity through external financing – equity capital remains available
• Flexibility in purchasing
• Fast availability thanks to rapid processing and well-established processes
• Adjustable terms
• Independence from supplier credit

Dealer inventory financing should not only be cost-effective and adaptable, but also tailored to individual needs. The aim is to plan inventory and purchasing financing in a structured manner and identify a suitable financing solution.

Overview of services:

• Individual needs analysis – assessment of your vehicle fleet and liquidity requirements
• Flexible financing models – revolving credit lines for your fleet procurement
• Take advantage of interest rate benefits – access to favorable refinancing options and optimization of your financial costs
• Bank negotiations & application management – Professional preparation and negotiation for better terms and conditions

Conclusion: The right dealer financing ensures that your warehouse is always optimally stocked—without liquidity bottlenecks. This gives you competitive advantages, scalability, and a stable financial basis.